Guide
How Much Does Conveyancing Cost in NSW? (2026)
7 min readUpdated 17 May 2026
If you're buying or selling property in NSW, conveyancing is the legal work that has to happen between exchange of contracts and settlement day. It's the single largest legal cost most people meet on a transaction — and it's also one of the most misunderstood, because firms quote in different ways. This guide breaks the cost down into the four amounts you'll actually pay, then explains when to spend more on a solicitor instead.
The short answer
For a standard residential conveyance in NSW in 2026, expect a fixed legal fee of $1,099 to $1,600 plus $300 to $600 in disbursements. Total typical cost: $1,400 to $2,200. That figure is the same whether you're buying a Bondi apartment for $1 million or a Mortdale house for $1.4 million — conveyancing fees in NSW are not based on property value.
What you actually pay
Every conveyancer's quote should split out four lines. If a quote lumps them together, ask for an itemised version before signing.
1. Professional fee (fixed)
This is the legal work itself: contract review, title search, exchange coordination, settlement adjustments, PEXA workspace management. In NSW that ranges from $1,099 at the lower end (volume-driven online firms) to $1,600 for a boutique local firm. Anything significantly higher should come with a clear explanation — heritage property, off-the-plan contract, complex easement, or a deceased estate.
2. Disbursements (variable, but bounded)
These are out-of-pocket payments your conveyancer makes to third parties on your behalf — searches, certificates, PEXA fees, title registration. They typically total $300 to $600 and break down roughly like this:
- Section 10.7 planning certificate: $53 to $130 (council varies)
- Title search + dealing search: $30 to $60
- PEXA transaction fee: $33 to $88
- Land Registry title registration: $158
- Verification of identity check: $50 to $100
- Strata/company title search (if applicable): $30 to $100
- Sundries (bank cheque fee, certified copies): $20 to $80
3. Government taxes (not part of conveyancing)
Stamp duty is separate. NSW stamp duty on a $1 million residential purchase is roughly $40,000 (use the Revenue NSW calculator for an exact figure). First home buyers may be exempt or get a partial concession. Your conveyancer arranges the payment but does not charge for it — it's a government tax, not a fee.
4. Mortgage-related fees
If you're borrowing, your lender adds its own settlement fees (typically $200 to $400) and you may pay your mortgage broker if their fee model is fee-for-service rather than lender-paid commission. Your conveyancer doesn't control these; they appear on the settlement statement on the day.
Conveyancer or solicitor?
Both are legal to act on a NSW property transfer. A licensed conveyancer is the standard, lower-cost choice for routine residential transactions — which is the bulk of the Sydney market. A solicitor is the safer choice when the contract has any of:
- An old-system or limited title rather than modern torrens title
- Disclosed easements that affect how you can use the land
- Heritage listings or covenants on the title
- Caveats, mortgages, or unresolved disputes registered against the title
- A deceased estate or court-ordered sale
- A vendor or buyer who is a company or trust with complex structuring
- Property settled under a binding financial agreement (e.g. divorce)
How to compare quotes
Get three written, itemised quotes before engaging. When you compare them, line them up against the four-amount checklist above and check each of these signals:
- The professional fee is fixed in writing, not 'estimated' or 'from'
- Disbursements are itemised, not bundled into a vague 'searches and fees' line
- Off-the-plan, strata, or new-build contract review is explicitly included if relevant
- The firm holds a current licence with NSW Fair Trading (search the public register)
- PEXA access is confirmed — every NSW settlement now completes electronically
- There's a named contact who will personally run your file, not a generic team inbox
Is online conveyancing safe in NSW?
Yes — online conveyancers are licensed under the same NSW Fair Trading regime as bricks-and-mortar firms. They typically charge $1,099 to $1,300 for a standard transaction. Trade-off: less local relationship with agents, fewer in-person options for signing. For a straightforward apartment purchase with a clean title, the cost saving is genuine. For an older terrace, heritage property, or anything with a complex history, a local conveyancer or solicitor with relevant experience is the safer call.
When does conveyancing cost more than the typical range?
Expect to pay above $1,600 when the contract involves: off-the-plan apartments (sunset clauses, progress payments, longer review); house-and-land packages (two contracts running in parallel); company-title or old-system-title properties (rare but slower); cross-border buyers (overseas vendor or buyer adds verification work); or short-settlement auctions where the conveyancer has under five business days to act. Always confirm the supplement amount in writing before instructing.
FAQ
Frequently asked questions
Is $1,500 reasonable for a NSW conveyancer in 2026?
Yes. For a standard residential transaction (no off-the-plan, no heritage issues, no caveats) $1,099 to $1,600 is the typical range. $1,500 sits at the higher-mid end — fine for a local firm with active PEXA experience.
What's the cheapest a NSW conveyancer can be?
Around $1,099 is the floor for fully-licensed work. Anything below that should be checked carefully — confirm the firm is licensed under NSW Fair Trading and that disbursements are not hidden behind the headline fee.
Do I pay conveyancing on exchange or settlement?
Most NSW conveyancers invoice in two parts: an upfront amount of $100 to $300 when you engage them (covers initial searches), then the balance on settlement day, deducted from the funds passing through their trust account.
Can I do my own conveyancing in NSW?
Legally yes, practically no. NSW law allows self-representation, but PEXA access is restricted to licensed practitioners, which makes electronic settlement impossible for a self-represented party. You'd need to settle on paper — which most lenders no longer accept.
How long should it take from instruction to settlement?
Four to six weeks is the standard for a residential transfer in NSW. Off-the-plan and new-build settlements track the developer's practical-completion timeline and can take months. Short-settlement auction purchases can complete in as little as 21 days if all parties are organised.
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